Products & Services

Equipment Leasing & Financing

United Capital Partners (UCP) establishes Master Lease Lines of Credit for companies, giving them access to multiple take downs throughout the year and simplifying the process and reducing the logistics of projects that work with multiple vendors. Our team can also provide capital against assets currently on the books as a source of growth capital for companies looking to access capital locked within depreciating assets.

Asset-Based Lending & Factoring

Asset-Based Lending (ABL) refers to loans secured by a wide variety of assets. Businesses can borrow money using the liquid, current assets of the company (such as a plant, property, and equipment) as collateral. UCP relies on the underlying collateral to mitigate the credit risk inherent in the underlying loan.

Factoring is a simple, debt-free way to access the cash tied up in your accounts receivable. Factoring is not a loan, so there is no monthly repayment obligation. Instead, by selling your invoices to us, you can bridge the cash flow gap between invoicing and collection without incurring debt. In the process, you effectively turn over the management of your invoices to us, which lets you focus on the business of business, not administering collections.

Purchase Order & Contract Finance

If your company is growing, or you have received large orders that put a strain on your working capital, factoring can give you the cash needed to increase marketing and sales, buy inventory, and expand your organization. It is also attractive to companies that have experienced financial setbacks but maintain quality accounts receivable.

Venture Debt

We offer debt financing, first-time financing, leveraged buyouts, management buyouts, divestiture financing, D.I.P. (Debtor-In-Possession), financing for rapidly-growing companies, and assisting in acquisitions and mergers. Products include credit facilities and non-amortizing term loans from $1mm to $40mm. Working with software, biotech, semiconductor manufacturers, hardware/software distributors and service providers.

Subordinated Debt

Subordinated debt can be utilized if there are assets on the balance sheet that are not collateralized by a senior lender, but senior lender is unwilling to extend additional monies/credit. A Secondary Lien, subordinated to Senior Lien holder, is placed on the assets, with similar structure to an Asset Based Loan (as covered above).

Bridge financing is a vehicle that provides an interim solution for companies that are low on cash or between funding rounds. UCP places a Blanket Lien on all company assets and bridges to a liquidity event or sales/cashflow situation. These include the next round of equity, profitability, buyout of stock by another company, and more. Currently, the bridge may be retired and paid off via equity funding, buyout, or expanded into an asset based term facility or revolver for new debt.

Short-Term Bridge Loan

Short-term capital can help achieve corporate goals. Whether it's executing on a contract or a short runway for an equity raise, immediate fund access for a short period of time can be valuable. In these instances, we structure short-term, 1-2 year-interest-only working capital lines that are built quickly with creative and open repayment terms.

Let's work together.

From supporting business strategies to recruiting additional financial partners through various stages of investment, United Capital Partners is here to help you succeed.